Social and Community Housing Insurance

Social and community housing is an essential part of New Zealand’s housing landscape, providing secure, affordable homes for individuals and families who may otherwise struggle to access the private market. These properties, managed by government agencies, iwi organisations, and community housing providers, are more than just buildings – they are a cornerstone of social stability, wellbeing, and inclusion. Yet, the very nature of this sector presents a unique set of risks, from higher tenant support needs to properties located in areas more exposed to natural disasters or social challenges.

While insurance is a vital safeguard for any property owner, standard policies are often ill-equipped to handle the complexities of social and community housing. Hummi fills this gap by delivering tailored cover, responsive claims handling, and risk management support designed specifically for the sector’s realities. This not only protects the physical assets but also ensures housing providers can continue their mission – maintaining continuity of service and safeguarding vulnerable communities when unforeseen events occur.